Force-Placed Insurance Plaintiff Denied National Class Action Standing

A federal court in Pennsylvania has ruled that an Ohio-homeowner could not bring a national class action lawsuit over force-placed insurance in Pennsylvania. Plaintiff Xi Chen Lauren brought suit against an Assurant Inc. subsidiary for working with PNC Bank to force homeowners into unwanted and unnecessary homeowners insurance.  Lauren accused PNC Bank and the Assurance subsidiary of colluding to unjustly enrich themselves at the expense of borrowers by receiving “kickback”-style commissions on the insurance that was force-placed on borrowers as well... Read More